Homelet Landlord and Tenants Rental Insurance - Cheap Landlord and Tenant Insurance from Homelet 

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Homelet Landlord & Tenant Insurance – Low Cost Landlord & Tenant Insurance for Wales and other parts of the UK  

Letting your property in Wales?

Landlord Insurance

Worried about accidents in your investment property? Contact  a long established insurance company .

If you're a landlord, you'll understand why it's important to have insurance to protect you against the worst possible scenarios. Every landlord dreads the thought of bad tenants, but it's a relief to know that if you are unlucky, you're covered.  

Homelet offers these Landlord’s Protection Products 

Low Cost Buildings insurance – Peace of mind for property investors. Low Cost Buildings Insurance covers the cost of rebuilding your property following loss or damage caused by key risks such as fire, theft, aircraft, lightning, escape of water, storm and subsidence. 

This economic policy also includes loss of rent and re-letting costs following insured damage, Landlord’s Liability and Accidents to Domestic Staff Liability, essential protection in today’s litigious society. 

Comprehensive Buildings Insurance – A more extensive and flexible buildings policy including benefits such as 90 days full cover for unoccupied properties in between tenancies, 30% loss of rent and Accident Damage and Nil Excess Options.

Full Contents Insurance – Designed for furnished lets and covers your contents on a new for old basis. Accidental Damage Nil Excess Options are available.

Limited Contents Cover - Ideal cover for unfurnished or part-furnished properties, Covers specific items including carpets, curtains, light fixtures and fittings and kitchen white goods on a new for old basis.

Legal Expenses - £50,000 cover for all legal costs involved in arranging the eviction of tenants who have defaulted on their tenancy agreement or unauthorised occupants.

Rent Guarantee and Legal Expenses – Where a tenant fails to pay the rent, we will pay the rent owed (subject to an excess) until vacant possession is obtained. Legal costs are included.

Emergency Assistance Covers the cost of a contractors call out in certain emergency situations. Covers parts, labour and materials up to £500 (inc VAT).

Details supplied by Premier Homelet – Leaflet P003 / 04 © 2004 Hanover Park Commercial Limited

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Why use a letting agent? 


Renting a property in Wales?

Homelet offers these Tenant’s Protection Products 

Why do I need Insurance? Not only are tenants at risk from fire, theft and malicious damage they may be responsible under the tenancy agreement for damage caused to the landlord’s property.

What if I’m in shared accommodation? If you share or sub-let the home, each tenant will require separate cover ( bedsits - student lets etc) 

Cover away from home- Alongside our Standard cover (which protects your possessions in the home) we also offer cover for loss or damage (including accidental damage) to personal possessions anywhere in the world.

Cover for Pedal cycles – If you own a pedal cycle valued above £200, we offer an extension to our standard policy to ensure that your cycle is covered outside the home.

Standard Cover  - Contents & Personal Possessions in your Home

Additional Cover – Loss or Accidental Damage to Personal Possessions Anywhere.  

Details supplied by Premier Homelet – Leaflet P004 03 / 04 © 2004 Hanover Park Commercial Limited

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The above information has been prepared by Premier Homelet Phoenix House, 11 Croydon Road, Croydon CR0 2NW, England and Under UK regulations Jeffrey Milner Ltd T/A  JML Property Services and welshcottagerental.com are unable to give advice regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. The details displayed are taken from their leaflets Landlord’s Protection – Leaflet P003 / 04 © 2004 Hanover Park Commercial Limited and Tenant’s Protection Leaflet P004 03 / 04 © 2004 Hanover Park Commercial Limited and Jeffrey Milner Ltd takes no responsibility if the details are changed from those displayed on this site. You must contact Premier Homelet direct for their full terms and conditions and up to date details for their products as under the FSA regulations Jeffrey Milner Ltd (and any of it’s trading names) are unable to assist.

Homelet is a trading style of Erinaceous Insurance Services Ltd, Phoenix House, 11 Wellesley Road, Croydon, Surrey CR0 2NW, England who are authorised and regulated by the Financial Services Authority in the UK. Their FSA Register number is 308724.Jeffrey Milner Ltd T/A jml Property Services acts as introducers to Homelet

 

What if there is an emergency at your Oveseas Holiday Home Property? CLICK HERE for a More Information

 

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See also HomeLet (Group) Press Information:

EIS sale completed - New and stable long term ownership - April 2008

EIS separates from Erinaceous Group - New and stable ownership - April 2008

Erinaceous placed in administration - April 2008

jml Insurance will now be introducing Homelet Landlord & Tenant insurance instead of Letsure - March 2008

Erinaceous puts insurance division up for sale - January - February 2008

Brian Turney has left Lumley Letsure - June 2007

Erinaceous Group Plc Opens Property Management Office in Dublin, Ireland - May 2007

HomeLet IPEX -Landlords set for buy-to-let revolution as new scheme launched - March 2007

HomeLet Rental insurance launch Portfolio Insurance from 10th July 2006 in the UK

Letsure has a new Glasgow offices December 2005

HomeLet launches new low cost option landlord’s protection - July 2003

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Why use a letting agent?

  • Landlords and Homeowners often have full time jobs as well as buy to let investments, it is therefore frequently the case that with so many demands on their time they cannot always be available to handle day-to-day events connected with their property
  • If this sounds like you then using a letting agent offering full property management could be an essential and economical way of ensuring the smooth running of a tenancy, while protecting the property and still making a profit.
  • Whilst letting your property through a specialist letting agent is not strictly necessary, a good agent will take some of the effort out of the job of finding and selecting tenants, drawing up tenancy documents, and the day-to-day maintenance of the property.
  • Because you are quite literally placing your property in their hands, the choice of a letting and managing agent is as important as in choosing any other professional such as a solicitor or accountant.
  • Unfortunately demand for property to rent has encouraged many firms and individuals to set up as letting agents many of them are completely unregulated and have little or no experience, do not operate bonded client accounts or are bound by any code of practice. Remember, as the landlord you may be personally liable for any mistakes made by your agent. So choose carefully Why use a letting agent - Information supplied by Homelet

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jml Property Services - PO Box 80 - Princes Risborough - Buckinghamshire - HP27 0WA, England

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© 2004 -2008 jml Property Services - All rights reserved

Welsh Cottage Rental is a trading name of  jml.  jml Property Services acts purely as an introducer under the terms of the UK FSA (Financial Services Authority) regulations for insurance products on this website. We are not insurance brokers and are unable to offer advice or deal with any of our advertisers enquiries under the UK FSA regulations. All dealing must be with the insurance company that you will gain access to via a link from this website. Under UK FSA regulations jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law. All dealing must be with the insurance company that you will have accessed via a link from this website