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Homelet
Landlord & Tenant Insurance – Low Cost Landlord & Tenant Insurance for
Wales and other parts of the UK 

Contents
insurance for Tenants in rental property New
Tenant's Contents Insurance+ from HomeLet
available. Great value which will allow up to three people who are employed to
share the same policy New prices - Minimum cover now much higher - Some high risk
areas are now in lower risk bands
________________________________________________________ HomeLet
releases a new Tenant's contents insurance product available via jml insurance
....More Here
________________________________________________________
Letting
your property in Wales?
Landlord Insurance
FOR
LANDLORDS 
When
it comes to taking the risk out of property rental, HomeLet is the specialist.
We’ve been in the industry since the birth of Buy-to-Let, which means we’ve got
more experience than anyone else. We
know that as a landlord you’re exposed to more risks than you may realise and
that could mean that a standard household insurance policy won’t necessarily provide
the cover you need. So,
why not let us know when your insurance is due to be renewed and we’ll provide
you with a quote for exceptional cover at an affordable price. Remember our cover
has been specially designed with you in mind.
- Easy
quote process - no re-build value needed, £500,000 cover as standard (Buildings)
- Contents
insurance for furnished and unfurnished properties
- Discounts
for managed properties
- Loss
of rent and re-letting costs for up to two years
- Emergency
Assistance cover included as standard
- Malicious
and Accidental Damage by tenant upgrade options
- Variable
excess options - including nil excess
 Landlord's
insurance+ Fact sheet #
Landlord's Insurance+ provides a full range of cover which includes: - Buildings
insurance
- Contents
insurance for furnished or unfurnished properties
- Emergency
Assistance
- Prestige
Rent Guarantee
- Legal
Expenses
#
HomeLet's new Building insurance automatically provides cover for up to
£500,000 #
If something really serious happens such as a fire or flood and the tenant has
to move out, the policy covers landlords for the loss of rent or re-letting costs
for up to two years (or a maximum of £50,000) #
Emergency Assistance cover is included for free with Buildings and / or
Contents for furnished properties insurance and comes with the option to add on
boiler and heating cover. #
The Buildings policy has variable excesses including a 'nil excess' option #
If it's a leasehold property, HomeLet Contents for furnished properties
insurance will automatically cover kitchen fixtures and fittings and bathroom
sanitaryware #
The Contents insurance now covers the landlords' contents in the garden
such as garden furniture or ornaments #
HomeLet will provide new for old replacement of landlords' contents #
Landlord's Insurance+ also provides £5 million property owner's liability
and £10 million employer's liability because if a tenant or an employee
injures themselves and the landlord is found to be negligable there could be a
hefty bill to pay! #
Premiums for most Building insurance policies are based on the properties
rebuild value. A common mistake is to cover the market value of the house which
is often much higher, leaving the owner over-insured and paying more than they
need to. HomeLet's automatic Buildings cover up to £500,000
takes away this probleml #
HomeLet's Landlord's Building insurance is bedroom-rated which generates a
more accurate premium for the property #
Because the product is bedroom rated landlords only need to fill in their personal
details and answer four questions to receive a competively priced Buildings
insurance premium indication #
HomeLet's Landlord's Building and Contents insurance policies include 90 day
no restriction cover for when the property is empty between tenancies, meaning
landlords are insured during void periods with no onerous inspection requirements. Find
out more by clicking on the logo below  Details
supplied by Premier Homelet 12/ 09
HomeLet
- Taking the risk out of property rental Letting
without Rent Guarantee is like riding your bike downhill without brakes. HomeLet
is a trading name of Barbon Insurance Group Ltd, Registered Office: 4-9 Highview,
High Street, Bordon, Hampshire, GU35 0AX, England who are authorised and regulated
by the Financial Services Authority in the UK. Their FSA Register number is 308724. CLICK
ON LOGO FOR FURTHER INFORMATION
NEED
INSURANCE FOR YOUR HMO or RENTAL PROPERTY? CLICK
HERE Do
you own more than Two Rental Properties - Want to save money? Click on Logo Below

Why
use a letting agent?
Renting
a property in Wales?
 Homelet
offers these Tenant’s Protection Products
Why
do I need Insurance? Not
only are tenants at risk from fire, theft and malicious damage they may be responsible
under the tenancy agreement for damage caused to the landlord’s property.
What
if I’m in shared accommodation? If you share
or sub-let the home, each tenant will require separate cover
( bedsits - student lets etc) Cover
away from home- Alongside our Standard cover
(which protects your possessions in the home) we also offer cover for loss or
damage (including accidental damage) to personal possessions anywhere in the world. Cover
for Pedal cycles – If
you own a pedal cycle valued above £200, we offer an extension to our standard
policy to ensure that your cycle is covered outside the home.
Standard
Cover - Contents & Personal Possessions
in your HomeAdditional
Cover – Loss or Accidental Damage to Personal Possessions Anywhere.
Details
supplied by Premier Homelet – Leaflet P004 03 / 04 ©
2004 Hanover Park Commercial Limited
CLICK
ON LOGO FOR FURTHER INFORMATION The
above information has been prepared by Premier Homelet Phoenix House, 11 Croydon
Road, Croydon CR0 2NW, England and
Jeffrey Milner Ltd T/A JML Property
Services and welshcottagerental.com are unable to give advice regarding insurance
or assist with changes to insurance policies that you have taken out. You must
contact the insurer direct. The details displayed are taken from their leaflets
Landlord’s Protection – Leaflet
P003 / 04 ©
2004 Hanover Park Commercial Limited and Tenant’s Protection Leaflet P004 03 /
04 ©
2004 Hanover Park Commercial Limited and Jeffrey
Milner Ltd takes no responsibility if the details are changed from those displayed
on this site. You must contact Premier Homelet direct for their full terms and
conditions and up to date details for their products . HomeLet
is a trading name of Barbon Insurance Group Ltd, Registered Office: 4-9 Highview,
High Street, Bordon, Hampshire, GU35 0AX, England who are authorised and regulated
by the Financial Services Authority in the UK. Their FSA Register number is 308724
 See
Also HomeLet arranging Landlord and Tenant insurance throughout the UK
What
if there is an emergency at your Oveseas Holiday Home Property? CLICK
HERE for a More Information __________________________
See
also HomeLet (Group) Press Information: HomeLet
offers More Benefits for Premier Customers - March 2010 Agents
Positive about the Future of Lettings - February 2010 Cold
Snap Could Prove Costly for Landlords says HomeLet Insurance - January 2010 HomeLet
Launch New Range of Landlord's Insurance - December 2009 Tenants
should Insure against recession related crime - February 2009 Barbon
Insurance Appoints New Directors - Compliance - IT - Finance - February 2009 New
Managing Director for Letsure- Barbon Insurance Group has announced the appointment
of Ian Fraser as Managing Director - January 2009
New
Chief Executive for Barbon Insurance - September 2008 Barbon
Insurance Reveals Latest Financial Results - September 2008 EIS
Completes Rebranding Exercise to Become Barbon Insurance Limited -August 2008 Martin
& Co announces three year deal with HomeLet - July 2008 HomeLet
staff gain promotions - June 2008 New
Customer relations manager for EIS Insurance Solutions - June 2008 EIS
sale completed - New and stable long term ownership - April 2008
EIS
separates from Erinaceous Group - New and stable ownership - April 2008 Erinaceous
placed in administration - April 2008 jml
Insurance will now be introducing Homelet Landlord & Tenant insurance instead
of Letsure - March 2008 Erinaceous
puts insurance division up for sale - January - February 2008 Brian
Turney has left Lumley Letsure - June 2007 Erinaceous
Group Plc Opens Property Management Office in Dublin, Ireland - May 2007 HomeLet
IPEX -Landlords set for buy-to-let revolution as new scheme launched - March 2007 HomeLet
Rental insurance launch Portfolio Insurance from 10th July 2006 in the UK Letsure
has a new Glasgow offices December 2005 HomeLet
launches new low cost option landlord’s protection - July 2003
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Why
use a letting agent? - Landlords
and Homeowners often have full time jobs as well as buy to let investments, it
is therefore frequently the case that with so many demands on their time they
cannot always be available to handle day-to-day events connected with their property
- If
this sounds like you then using a letting agent offering full property management
could be an essential and economical way of ensuring the smooth running of a tenancy,
while protecting the property and still making a profit.
- Whilst
letting your property through a specialist letting agent is not strictly necessary,
a good agent will take some of the effort out of the job of finding and selecting
tenants, drawing up tenancy documents, and the day-to-day maintenance of the property.
- Because
you are quite literally placing your property in their hands, the choice of a
letting and managing agent is as important as in choosing any other professional
such as a solicitor or accountant.
- Unfortunately
demand for property to rent has encouraged many firms and individuals to set up
as letting agents many of them are completely unregulated and have little or no
experience, do not operate bonded client accounts or are bound by any code of
practice. Remember, as the landlord you may be personally liable for any mistakes
made by your agent. So choose carefully Why use a letting agent
- Information supplied by Homelet
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